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Schemes

SIDBI Trader Finance Scheme (STFS)
Ministry/Department SIDBI
Scheme Name SIDBI Trader Finance Scheme (STFS)
Component Credit
Sub Component Working Capital requirement and need based capital expenditure
Applicant MSME Retailers/Wholesalers (including stockists, superstockists, distributors, dealers, organized retailers including supermarkets, malls departmental stores, retail chains, etc.) in existence for at least 3 years having satisfactory financial position. Drop in sales turnover, if any, should not exceed 10% yearon-year in the last 2 years.
Quantum of Assistance (in Brief)

Eligible Expenditure

Any business-related expenditure i.e. Working Capital requirement and need based capital expenditure (including renovation of existing owned shops), if any (excluding non-business-related commodity trading of metals, gems & jewellery, etc)

Assistance

Minimum Rs.10 lakh and maximum Rs.1 crore. The assistance shall be need based. Further, the total assistance from SIDBI for working capital and capex should not exceed maximum ceiling of Rs.1 crore.

Tenure

Repayment period would depend upon cash flow and size of the business subject to maximum repayment period of 60 months including moratorium
Link for Detail https://sidbi.in/en/products
Contact Info
  • 2nd Floor,PVS Land Mark,
  • Industrial Park,
  • Mangalagiri,
  • Andhra Pradesh
Mail us
  • ceo-apmsmedc@ap.gov.in
  • ed-inframsmedc@ap.gov.in
  • apmsmedc@gmail.com

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